Investment Advisory Services: We work with clients to design a written investment policy by defining investment objectives and the appropriate risk profile. Using investment and portfolio allocation software to identify alternative portfolio designs, we select the proper investment strategy that is consistent with this investment policy. By carefully monitoring the performance of client assets, changes in investment objectives and revisions in risk tolerance, we will reevaluate client investment policy periodically. If rebalancing is necessary, we work closely with the client to develop a transition plan to execute modifications in the asset allocation model.
We provide investment advisory services on your behalf. These services include the following:
1. Analyze your financial condition.
2. Recommend options to achieve your financial objectives.
3. Implement investment strategies, and
4. Monitor performance of your investments.
Simple Fee Schedule:
Pacific Asset Management, LLC (P.A.M.) a Washington limited liability company, is a fee only investment advisor for our clients. We do not receive any income in connection with acting as your advisor except for the fees we charge as described below. We receive no commissions, referral fees, finder’s fees or other cash compensation or benefits.
The following annual fees are charged quarterly in advance based upon the value of your account.
| Account Value |
Annual Fee |
| First $500,000 |
1.00% |
| Next $500,000 |
0.75% |
| Assets over $1,000,000 |
0.50% |
Individual accounts for members of the same family, and accounts for business entities and accounts related thereto, are assessed fees based on the account balances of all such related accounts.
All fees paid to P.A.M. for investment advisory services are separate from the fees and expenses charged to shareholder of mutual funds shares by the mutual funds. A complete explanation of these expenses charged by the mutual funds is contained in each mutual fund's prospectus.
Who has custody of my funds? As a Registered Investment Advisor, Pacific Asset Management never takes custody of your funds or securities. Most of our clients' assets are held at Charles Schwab and Co. Inc.
|
