facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause

Taking Care of Your Finances

So You Can Focus on Your Life

Investment Management:

Our approach to securing your financial future during retirement revolves around three core principles:

1.) Own Low-Cost Investments: The principle "Less is More" holds true in investments, where lower costs often mean higher returns. This is backed by research from Morningstar, indicating that lower investment expenses usually lead to better performance. Our strategy involves low-cost exchange traded funds (ETF),  mutual funds and index funds in our retirement portfolios, aiming not just to cut costs but to maximize your investment efficiency. A visual representation, like a chart showing the long-term impact of costs on returns, clearly demonstrates how lower expenses can result in higher net returns over time.

2.) Own Tax-Efficient Investments: Aligned with Warren Buffet's philosophy of long-term holding, we focus on investments with low turnover. This approach minimizes both the obvious costs, such as transaction fees and taxes, and the hidden costs, like bid-ask spreads. By choosing tax-efficient investments, we aim to enhance your returns while reducing tax liabilities.

3.) Own the Right Investments: In today's fast-evolving investment world, where new products like digital currencies, NFTs, and various insurance products are constantly emerging, it's not just about owning an investment, it's about owning the right ones. Our approach isn't chasing the latest fad; it's about finding the optimal mix of securities that provides risk reduction through diversification. This means carefully selecting investments based on thorough research and proven performance in diversified portfolios, ensuring that each choice contributes meaningfully to the overall stability and robustness of your retirement plan.

As your fiduciary, our commitment is to your best interest, focusing on evidence-based, adaptable strategies in this dynamic investment environment.

👉 To learn more about effective retirement income strategies, click here for your Free Retirement Assessment.


"The stock market is designed to transfer money from the Active to the Patient."  - Warren Buffet

"Your money is like a bar of soap. The more you handle it, the less you’ll have." - Eugene Fama

A skyline view of city

Retire Confidently

Live Happily

Get Started with Our Free Assessment

Schedule a Call